Author: Pinyo Bhulipongsanon

Pinyo is a full-service Realtor with Berkshire Hathaway HomeServices PenFed Realty and an insurance agent with McEvoy Insurance & Financial Services. He specializes in representing clients in the purchase and sale of residential and investment properties throughout Virginia and Maryland areas around DC.
Updated Virginia Residential Landlord Tenant Act (VRLTA), Effective July 1, 2023

From Virginia REALTORS®, here is a summary of important updates to the Virginia Residential Landlord Tenant Act (VRLTA) that will be effective July 1, 2023. Assistance Animals (HB1725) This bill makes it a violation of the Virginia Consumer Protection Act for a person with a “therapeutic relationship” to provide fraudulent supporting documentation of an individual’s […]

Should I Buy a House Now or Wait?

Buying a house is a major decision that requires careful consideration of many factors. Some people may wonder if they should buy a house now or wait for a better opportunity in the future. There is no definitive answer to this question, as different situations may call for different actions. However, here are some general […]

Common Tax Deductions for Landlords

As the tax filing deadline approaches, you may want to consult this list for some common tax deductions for landlords. For specific tax advice, please consult a tax professional. Mortgage interest: You can deduct the interest you pay on your mortgage for your rental property. Depreciation: You can deduct the cost of your rental property […]

Rent-to-Own: A New Path to Homeownership

Are you close to being able to buy a home but aren’t quite ready? Did you just move to the Northern Virginia or Maryland areas and aren’t sure where you want to live? Do you need to rent right now but really want to buy a home in a couple of years? Home Partners Lease […]

Why It Makes Sense to Sell Your House This Winter

Are you thinking about selling your house, but not sure if you want to wait until after the holidays? You should know that 2020 has not been a typical year for our local real estate market. We have been in a strong seller’s market all year long and it continues to favor sellers at the […]

Auto Insurance Policy Declaration Page

When you are shopping around for an auto insurance policy, you need to understand the major components of your policy so that you can make an apple-to-apple comparison. Below is an image showing a typical policy declaration page. The declaration page contains all the vital information at a glance; however, it is still important for […]

Should You Get a 30-Year Mortgage?

One of the most popular home loan options is the 30-year fixed-rate mortgage. As part of the home loan process, your lender will send you a Closing Disclosure, which shows you many useful information, including the total amount of interest you will be paying over the life of the loan. For example, let’s say you […]

What is a Standard vs. Enhanced Title Insurance?

A title insurance policy protects you against financial losses due to claims against the title not discovered when you purchased the house. It also protects you against defects in the title when you sell your house. When you buy your house, you can purchase title insurance for a one-time fee that covers you for your […]

What is an Umbrella Insurance Policy?

In an increasingly litigious society, it can be scary to think about what might happen if you are responsible for an accident and get sued. It’s true that your auto insurance policy probably has liability coverage, but are the limits high enough? Adding more liability coverage to a homeowners policy or auto policy can cost […]

How to Prepare for a Home Purchase

Buying a home will give you a place of your own, and it will also help you to build wealth as your equity in your home grows. If you are planning on buying a home, you need to learn how to prepare for a home purchase so that your finances will be in order when […]