Real Estate and Insurance Services
When you are shopping around for an auto insurance policy, you need to understand the major components of your policy so that you can make an apple-to-apple comparison. Below is an image showing a typical policy declaration page. The declaration page contains all the vital information at a glance; however, it is still important for … Read more Auto Insurance Policy Declaration Page
In an increasingly litigious society, it can be scary to think about what might happen if you are responsible for an accident and get sued. It’s true that your auto insurance policy probably has liability coverage, but are the limits high enough? Adding more liability coverage to a homeowners policy or auto policy can cost … Read more What is an Umbrella Insurance Policy?
When you are shopping around for a homeowners insurance policy, you need to understand the major components of your policy so that you can make an apple-to-apple comparison. Below is an image showing a typical policy declaration page. The declaration page contains all the vital information at a glance; however, it is still important for … Read more Homeowners Insurance Policy Declaration Page
Homeowners insurance is essential because it protects your most significant purchase and most valuable asset. Homeowners insurance is designed to help you cover the repair costs when your home is damaged by a covered peril, recover the costs of stolen personal properties, and pay for the replacement cost of your home if it becomes necessary. … Read more How to Review and Update Your Homeowners Insurance
If you’re a renter, you may think that having insurance is only for homeowners and that it is an unnecessary expense. Why bother paying for insurance when you don’t own the house? The key thing to understand a homeowner’s insurance policy protects you far beyond just the structure. A renters insurance (e.g., an HO-4 policy) … Read more Why Tenants Should Buy Renters Insurance