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Difference Between Home Insurance and Home Warranty

One of the common questions I get from working with my Buyers is a variation of “Is home warranty the same as home insurance?” The short answer is no. They are two completely different products that protect the homeowner-to-be against different risks. Home Insurance Home insurance, or homeowner’s insurance, is an insurance product that you … Read more Difference Between Home Insurance and Home Warranty

How to Check Your Credit Scores and Reports

One of the key factors that your lender will be evaluating when you apply for a home loan is your creditworthiness. To get ready for home purchase, you should check your credit scores and reports (there are three different credit bureaus). In this article, I will show you how to check your reports and scores … Read more How to Check Your Credit Scores and Reports

How Much Money Do You Need to Buy a House?

When you buy a house, you will have to pay for several expenses in the process. This article breaks down the various expenses, when you have to pay, and the approximate amount. Here is a summary of the various costs: Prior to Closing Estimate At Closing Estimate Earnest Money Deposit ~1% Down Payment varies depending … Read more How Much Money Do You Need to Buy a House?

Why Pre-Approval Should Be Your First Step

Before you even begin your home search, you should review your budget and determine how much you can afford to pay for a house. Sure, you can do some simple calculations to figure out how much you can buy, but there are other factors that affect your loan amount so it is best to talk to … Read more Why Pre-Approval Should Be Your First Step