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Homebuyers Frequently Asked Questions (FAQ)

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Preparation How to prepare for a home purchase? There are three main financial objectives you need to accomplish to prepare for a home purchase: Save money for the down payment, closing costs, and other home-buying expenses.  Maintain and improve your credit score. Reduce your debt-to-income ratio. These are the primary criteria that your lender will … Read more

Difference Between Home Insurance and Home Warranty

One of the common questions I get from working with my Buyers is a variation of “Is home warranty the same as home insurance?” The short answer is no. They are two completely different products that protect the homeowner-to-be against different risks. Home Insurance Home insurance, or homeowner’s insurance, is an insurance product that you … Read more