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Category: Home Buying

How to Check Your Credit Scores and Reports

One of the key factors that your lender will be evaluating when you apply for a home loan is your creditworthiness. To get ready for home purchase, you should check your credit scores and reports (there are three different credit bureaus). In this article, I will show you how to check your reports and scores […]

Common Loan Options of Home Purchase

There are several major types of home loans. A good loan officer will be able to help you explore all the options. Here are some of the more common options that I see regularly in my work. Loan Type Down Payment Important Information VA 0% For military and eligible borrowers only. There is a Funding […]

How Much Money Do You Need to Buy a House?

When you buy a house, you will have to pay for several expenses in the process. This article breaks down the various costs, when you have to pay, and the approximate amount. Here is a summary of the expenses: Before Closing Estimate At Closing Estimate Earnest Money Deposit ~1% Down Payment varies depending on the […]

Why Pre-Approval Should Be Your First Step

Before you even begin your home search, you should review your budget and determine how much you can afford to pay for a house. Sure, you can do some simple calculations to figure out how much you can buy, but there are other factors that affect your loan amount so it is best to talk to […]