Category: Homeowners

Homeowners Insurance Policy Declaration Page

When you are shopping around for a homeowners insurance policy, you need to understand the major components of your policy so that you can make an apple-to-apple comparison. Below is an image showing a typical policy declaration page. The declaration page contains all the vital information at a glance; however, it is still important for […]

Should You Request Mortgage Forbearance?

When the COVID-19 crisis starts, many banks begin to offer options to homeowners who cannot make mortgage payments or wish to take a break from mortgage payments. As of today, 9% of all home loans are in forbearance. According to Virginia REALTORS®: More than 4 million homeowners have entered into mortgage forbearance over the past […]

Seasonal Home Maintenance Checklist

Your home is most likely your biggest asset. Keeping your house well-maintained makes your home more enjoyable, cleaner, and healthier. And when you are ready to part way with your house, you can get a better price and sell it faster if it is well-maintained. Here is a checklist to help you maintain your home […]

How to Review and Update Your Homeowners Insurance

Homeowners insurance is essential because it protects your most significant purchase and most valuable asset. Homeowners insurance is designed to help you cover the repair costs when your home is damaged by a covered peril, recover the costs of stolen personal properties, and pay for the replacement cost of your home if it becomes necessary. […]

7 Ways to Cut Your Utility Bills This Summer

Once Summer comes, the utility bills start to rise as the air conditioner is turned on. To save money on our utility bills, we often employ several strategies that also increase the energy efficiency of our home. If you are concerned about your utility bills this summer, here are 7 ways you can cut costs. […]

How to Improve Indoor Air Quality of Your Home

Due to the recent pandemic, people spend more time inside their home. Keeping your family healthy has become a top priority in most households — this means keeping everything as clean as possible. In addition to keeping surfaces clean, you should also pay attention to the quality of the air you breathe. In this article, […]

Difference Between Home Insurance and Home Warranty

One of the common questions I get from working with my Buyers is a variation of “Is home warranty the same as home insurance?” The short answer is no. They are two completely different products that protect the homeowner-to-be against different risks. Home Insurance Home insurance, or homeowner’s insurance, is an insurance product that you […]