fbpx

Homeowners Insurance Policy Declaration Page

When you are shopping around for a homeowners insurance policy, you need to understand the major components of your policy so that you can make an apple-to-apple comparison. Below is an image showing a typical policy declaration page. The declaration page contains all the vital information at a glance; however, it is still important for … Read more Homeowners Insurance Policy Declaration Page

Should You Request Mortgage Forbearance?

When the COVID-19 crisis starts, many banks begin to offer options to homeowners who cannot make mortgage payments or wish to take a break from mortgage payments. As of today, 9% of all home loans are in forbearance. According to Virginia REALTORS®: More than 4 million homeowners have entered into mortgage forbearance over the past … Read more Should You Request Mortgage Forbearance?

How to Review and Update Your Homeowners Insurance

Homeowners insurance is essential because it protects your most significant purchase and most valuable asset. Homeowners insurance is designed to help you cover the repair costs when your home is damaged by a covered peril, recover the costs of stolen personal properties, and pay for the replacement cost of your home if it becomes necessary. … Read more How to Review and Update Your Homeowners Insurance

How to Improve Indoor Air Quality of Your Home

Due to the recent pandemic, people spend more time inside their home. Keeping your family healthy has become a top priority in most households — this means keeping everything as clean as possible. In addition to keeping surfaces clean, you should also pay attention to the quality of the air you breathe. In this article, … Read more How to Improve Indoor Air Quality of Your Home

Difference Between Home Insurance and Home Warranty

One of the common questions I get from working with my Buyers is a variation of “Is home warranty the same as home insurance?” The short answer is no. They are two completely different products that protect the homeowner-to-be against different risks. Home Insurance Home insurance, or homeowner’s insurance, is an insurance product that you … Read more Difference Between Home Insurance and Home Warranty